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@JuicyJambon
Laka Club is Liability and Legal. It protects the rider.
Laka Core is Theft, Liability and Legal, plus a few other bits. It protects the rider and the bike wrt a theft.
Laka's original policy is for Theft, Accidental Damage, Racing, Travel, plus a few other bits. It protects the bike. You can add Club if you wish.
We're in the process of evolving things, adding Core is the first step.