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I did without for years, then one afternoon I had to put in 30 to hang a load of floating shelves. I bought the kit after that.
Some people worry about getting them out if you're done using them. I've found they're pretty easy to remove. Just wind the screw out an inch and tap it with a hammer, the umbrella should straighten out and you can pull it out with pliers.
I used to get them working without the setting tool but it takes a lot more time and doesn't always work.
The kit is pretty good value.
https://www.screwfix.com/p/rawlplug-hollow-wall-anchor-setting-tool-kit/903kk