Isn’t the “property vs shares” comparison irrelevant though - as if you have title to the property, you already have the exposure to housing market (regardless of whether you are mortgaged or not)?
Just saying that comparing property price increases with shares doesn’t really help with the OP’s choice. If property does well, they get that gain whether they pay the mortgage off or not.
Isn’t the “property vs shares” comparison irrelevant though - as if you have title to the property, you already have the exposure to housing market (regardless of whether you are mortgaged or not)?