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Is there any reason to not pay it off completely?
You want a Rolex?
Ultimately, is there anything better you can do with the money? If not, pay it off.
If there is something better you could do with the money, the next question is how confident are you in your ability to earn enough to pay off the mortgage when required.
Howard
5year Mortgage agreement on house is ending in March another 24 on it. Sadly gf’s mum died last year which could put us in a unwanted but position to pay off the mortgage. Is there any reason to not pay it off completely? I know things like credit is I think set on having debt,but feel something sad could in some way be positive.