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  • 5year Mortgage agreement on house is ending in March another 24 on it. Sadly gf’s mum died last year which could put us in a unwanted but position to pay off the mortgage. Is there any reason to not pay it off completely? I know things like credit is I think set on having debt,but feel something sad could in some way be positive.

  • Maybe speak to a mortgage adviser and see about offset mortgages? In the current climate, I would probably pay it off, but if you might need the money, paying off a bunch and having the rest as an offset would allow you to use the excess if required.

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