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  • Using the word "subsiding/subsidence" will mean that you won't be able to get insurance until you have had a structural engineer's report, it will be interesting to hear what the surveyor says after your chat.

    For the record there is no such thing as a

    RICS Level 3 structural survey.

    A RICS survey is a general building survey which isn't carried out by a structural engineer.

  • Using the word "subsiding/subsidence" will mean that you won't be able to get insurance until you have had a structural engineer's report

    How is this the case when your insurance provider won't see the survey?

  • Failing to declare subsidence is likely to invalidate the insurance, there is bound to be a clause in there somewhere!

    If I put in a structural report that a property is affected by subsidence, I also write that they should notify their insurers.

    If a claim isn't made then maybe the insurers will never know about a report but that's insurance fraud....

    I know less about the selling side of things but I know that once a claim has been made, it goes on a register which is checked during the searches.

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