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You can put something in place to start from March which will be valid, or could be depending on the clauses, for 120 days. With no requirement to purchase this product.
February : "Hi my mortgage runs out in March, what can I switch to?"
"this rate and it's available for 120 days"
100 days later : "thanks, i'll take it because the world is burning"
Chalfie
Hefty
damn.
oh well.
I am still going to stick with my plan... ride the variable for 6 months to see if the market recovers enough from the minibudget mayhem and whether inflation comes a bit under control, and move to a fixed in late Summer 2023.