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  • Meh, you can sustain 4% real terms drawdown almost indefinitely. I suspect Granny will be OK with £8k pa plus state pension plus (presumably) a paid-off house.

    This assumes of course that the concern is really about Granny not what inheritance the sprogs can get their hands on.

  • [Granny] should win the race and, as [she] crossed the finishing line, [her finances] should collapse in a heap of bits. If [her finances] didn't do that, [they were] built too strongly

    Inheritance tax should be 100%; spend it all for the race, live laugh love

  • You make me look smart with the Colin Chapman quote.
    100% agreed on IHT - dEaTh TaXeS sound pretty good to me.

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