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  • Can we get back to my question about whether to take a loan or a mortgage out to get work done?
    This “what I think is fair” got old last night.

  • @chrisbmx116 is that “adding/borrowing” on your mortgage I.e taking equity out or an additional second mortgage?

    I’ve never personally taken a home improvement loan but I feel like it would be weighing up the best deal and running with that.

    I feel like it might seem simpler to borrow on your existing mortgage as it’s retained to a single lender but you might find a good rate for a loan.

    Are credit cards not an option? I recall seeing that mentioned before.

    I’m shit with money so don’t feel the need to pay any of the above any attention

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