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  • Loan funds, would love opinions…

    Option 1, borrow on mortgage, 50k, 270 a month repayment, two year fixed.

    Option 2, normal line for 23k, 440 repayments fixed for 5 years, plus borrow the rest off family and payback within a similar time frame.

    I see benefits in both, but unsure. Hive mind?

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