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  • truly on edge waiting to be able to lock in a mortgage rate from october earliest.. already looking over 4% 🙃

    Posted this 12 days ago, got quotes in this morning looks at 5.11%, FML

  • I'll get a 2 year, and hope it gets better in the next 6 months rather than worse.

    Alot of the rates seem to be priced for chaos rather than logic, but what do i know

  • Did one part of our mortgage a few months back and went for 2 years (which regretting). Now doing the other part and going for 5 - can't see any way this shitshow will be over in 2.
    Was looking back to when we first took out part 2, 19 years ago - was a tracker +0.6% at the then base rate of 5.4% - obviously has been brilliant over that time, but now looking less so. First mortgage was in the early 90s - 10% - ouch.

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