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  • Has anyone / is anyone considering exiting their current mortgage deal early? My fixed deal ends next May, I'm weighing up trying to pay the early exit fee, taking the hit, and starting a new fixed deal now. Rates aren't great at the moment but current predictions seem to be that be next May the BOE base rate might be 6% +.

  • We’re in the same boat but I’ve not looked at what the early exit fees are. Fix ends in June. Don’t really know what we’re going to do. Is overpaying as much as we’re allowed (and can afford) a sensible option to reduce the hit?

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