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  • I've pencilled in a 10yr with First Direct today @ 3.9% (60% LTV).
    (5yr was 3.6%)
    Existing fix expires in Jan
    Still pretty annoyed I didn't get around to doing this all a month ago

  • Better than i expected - I’d probably take that, TBH, although it is still more than double what i fixed at a year ago!

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