Owning your own home

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pifko

Is it really going to result in lower prices?....People locking themselves into a 10 year fix mean fewer houses going on the market, no?

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andyfallsoff in reply to @pifko

The cheap 10 yr fixes are gone already though, right? If i was remortgaging right now there’s no way I’d tie in long term as i am hoping rates drop again.

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duncs in reply to @andyfallsoff

I've pencilled in a 10yr with First Direct today @ 3.9% (60% LTV).
(5yr was 3.6%)
Existing fix expires in Jan
Still pretty annoyed I didn't get around to doing this all a month ago

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