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  • Isn't that just taking a bit of the froth off that people hyperventilated themselves into during the pandemic?

  • Ha, my response was more that 10% is lots more than the early repayment penalty, so I need to get my arse up and do something now.

    In the grand scheme of things, yeah, we've doubled our investment over 8 years, so the world's tiniest violins will play for me.

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