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Halifax are the fastest by a country mile right now
Are their rates competitive? It seems like the lenders aren't good at balancing their pricing and processing capabilities, so they'll go to the top of the best buy table with a cheap deal and blow themselves up with the resulting volume. At least that's what Platform did when we were buying.
Anyone had any delays getting a mortgage valuation done at the moment? I know it was silly busy back in the first half of the year but i thought we were over that now?
Having wasted 3.5k on fee’s mostly caused by 12 weeks of delays and an aborted sale/purchase we are now back to square one as we have just been told 6-8 weeks before our buyers lender can do a valuation?? this puts our own purchase in jeopardy as i doubt they will like that news. there was talk of an online valuation but no idea if the deposit is high enough for that.
Seriously thinking it’s time to cut the losses (6.5k) and pull the plug as it’s been a year trying to move now and has pushed us about as far as we can handle.