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Skippers rates very, £100 a day at the low end and that’s usually for a 24hr day. Probably need to get about 5000 nautical miles under your belt before you start earning anything. The YM fast track gets you about 2500 NM, minimum required to take the exam. You can earn lots more if you go and work on super yachts but that’s horrible apparently. The nicer work is youth work/teaching/sail training but it’s pretty low paid and definitely more of a lifestyle choice. Delivery work is variable - not something I have any experience of.
Is there any scope for a soon-to-be divorced 46 year old carpenter/joiner/practical chap to dive into a RYA yachtmasters course and then get employment all year round sailing the seven seas (or just the shitty brown ones hereabouts)? Got a fairly agreeable mortgage to pay (<£700 p/m), but the house can be rented out i suppose