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  • How do you actually save long term if you are only protected up to £85000. If you would split it
    up to different companies you wouldn't benefit from compound growth and you can't just find
    a huge number of companies that offer the same investment types.

    I was now looking into how money is protected with Vanguard but can't find anything on the FSCS website, only a similarly named company that went out of business in 2017. The entry on the
    FCA site is very vague and only just confirmes that they are registered.

    https://register.fca.org.uk/s/firm?id=001b000000NMI0mAAH

  • Maybe I got this wrong but I imagined you would have to sell some shares and move the money somewhere else and as a result reducing the potential future growth of that pot. I don't think
    you will be able to buy the same kind of product from another platform throughout the decades.

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