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  • Are you not making 1800 a month in profit by someone else paying your mortgage even at 0% yield, just into an asset not cash? I accept there is some cost to maintaining the property everywhere but you're essentially taking on debt for someone else to service?

  • Depends if its a repayment mortgage or not. But most of it will be paying off interest, so you come away with largely nothing (except having to unblock your tenants' toilet and making sure you comply with all sixteen gaglillion new regulations added every week whilst praying that the new build flat you bought isn't stuffed to the gills with flammable material).

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