Investment & Investing

My 'pots' seem to have recovered since the hammering they took earlier this year.

Is there any particular reason for this do we think? I wondered if it was simply devaluation of the Pound.

I'm feeling quite pessimistic about things, so I'm considering pulling a chunk out and paying off some mortgage debt as I won't be banking a loss (more like a fair gain for the limited time it's been in the market) - we have to remortgage early next year, and the rates are going to be a very different story to last time and our energy bills will be crushing at the same time.

If I keep this chunk in the market (because we think it's going to continue to do well) then it would have to do very well because it would mean

• getting tied in to 3-4% interest rates
  
• having very little cash left at the end of the month
  
• little bandwidth to soak up changes to existing costs
  
• if one of us got sick long term, we'd be a bit fucked
  
  

Obvs. I'm angling for more pay at work but that's not a done deal.

Would welcome any thoughts