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  • Just to double check, we are paying a sizeable mortgage in London, however we intend to move to Sheffield and get an actual house for like 2/3 of our existing flat, is it doable to change mortgage to a smaller one to borrow less in 5 years time when the fixed rate end?

  • I think it's worth asking your mortgage provider. They can tell you whether your existing mortgage is portable and details of any fees etc

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