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OK cool, I'll just do that then (edit - after seeing the above, maybe not 😂) The only company I know that won't work on is pedalcover as they categorically won't cover over 50% so the policy would get cancelled. I asked if you could pay a premium but was told no, their underwriters wouldn't cover it.
Gewürzt
I always said my roof was 50pc flat or less. It's not an exact science so who could blame someone if they got it slightly wrong. In the event you made a claim and the roof was technically 60pc or whatever I don't think they'd decline the claim, they'd probably just make you pay the difference in the premiums between what you paid and what you should have paid