If it's not clear there are effectively two charity's; Tom's original appeal was under umbrella of NHS charities and completely separate to the Captain Tom charity itself which is 'raising awareness' (red flag) and I believe spent more on expenses that it did on charitable work.
It looks like the 'Captain Tom' charity paid for the rights to use Captain Tom imagery and so forth. The company it paid for the rights is / was owned by the daughter and son in law, who also happen to run the 'Captain Tom' charity. Or something.
Yeah you can see the accounts to 31/5/21 show £1m received, £160k in grants given and £240k spent on admin and fundraising including those payments to related companies.
They also filed at the end of May to extend their accounting period to Nov-22 so no-one will see what they were up to till then.
If it's not clear there are effectively two charity's; Tom's original appeal was under umbrella of NHS charities and completely separate to the Captain Tom charity itself which is 'raising awareness' (red flag) and I believe spent more on expenses that it did on charitable work.