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I’ve always assumed that small payments are made in a few places to see if the card works and to see what chance there is of payments being noticed. Then big purchases will be made after that.
ric_a5-
Then big purchases will be made after that.
That shouldn't work. All spend over a certain amount, that varies by store and risk profile, are online authorised. Should also require a PIN too. But it's probably setup wrongly somewhere.
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I’ve always assumed that small payments are made in a few places to see if the card works and to see what chance there is of payments being noticed. Then big purchases will be made after that.
This is what organised crime does with online card fraud.
Food and day travelcards is what you tend to see with opportunistism.
jellybaby
Stonehedge
My other half lost a card a few years ago. We noticed straight away and reported it. 36 hours later someone managed £150 of transactions. All small stuff like less than £10 at Tesco and McDonald's, all around Charing Cross. Annoying that none of the purchases had an online check and how tedious the paperwork to refute the transactions was.