I hate

There were loads last year with no rain for ages; was impossible to get antihistamines from pharmacies to help with the reaction some people had.

The only reason I've ever heard of them is because of a few trees cordoned off in Greenwich Park warning you not to let your kids go near them. I assumed the only risk was from touching the things!

the term 'fur baby'

yeah they grow up so fast they don't stay babies for long.

"Ahh, so sorry, I'm real busy"

Thems good eatin'

Never touched one, but they shed and the hairs are so fine they can get into your skin. It's more irritating than anything but it's like being bitten by a load of mosquitos or bed bugs.

My MiL refers to our puppy as her "fur grandbaby"

I refer to her as Boscos "Meat Granny"

"Meat Granny"

Maybe I'm less vegan than I thought.

I hate people. If I found a card on the floor somewhere I'd look to hand it in. Did the person who found my Amex card do the same? No. They tried twice to buy food (£2.40 and £1.20) and then twice to buy train tickets (£14.40 each time).

All declined as I'd noticed my card was gone and froze it, and then cancelled it and ordered a new one.

My fault for dropping it on the floor, but still.

But I come home to the following in my inbox. I hope I ruined their supposed dream free spend.

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True that, but my wife has experienced the opposite numerous times. Now if only she would stop fidgeting with her phone/wallet/cards while walking around...

The travel card thing is usually because they're easy to resell for cash to people at trains stations, if you can avoid being shaken down by the BTP.

Makes me really sad tbh. That's somebody with problems bigger than my own. Don't get me wrong, theft is theft, but man it makes me so sad that there are people in society this vulnerable.

My other half lost a card a few years ago. We noticed straight away and reported it. 36 hours later someone managed £150 of transactions. All small stuff like less than £10 at Tesco and McDonald's, all around Charing Cross. Annoying that none of the purchases had an online check and how tedious the paperwork to refute the transactions was.

People texting in cycle lanes. Look where your going you cunts

I lost a card in Brighton one weekend, a couple of hours after I reported it lost (after seeing a few 5 quid transactions go through), the bank called me to ask if I was trying to use it in a hotel in Brighton to pre-authorise a checkin. Said no, obviously it's someone else. Called the police as I assumed it'd be an easy win for them, they didn't give a shit.

I’ve always assumed that small payments are made in a few places to see if the card works and to see what chance there is of payments being noticed. Then big purchases will be made after that.

Used to work with someone in a hospital who couldn't find her card after work one day and called the bank to report it; they told her they'd freeze it but it had just been used in a Wetherspoons 10 minutes away. She ran down there and found her colleague with the card treating herself and a mate to post-work drinks. Just staggeringly dumb behaviour to use it somewhere where you're going to be sitting around for a while.

Having the banking apps on my phone mean I get a ping whenever any of my cards are used (usually within a few seconds), and I get those pings on my watch too.

One unknown transaction and I could freeze them within a few seconds. I was just lucky I'd spotted the card missing last night (even in my mildly pissed state) and froze it before someone tried to start using it.

It does mean though that losing wallet AND phone would be pretty disastrous. No way to get notifications, no way to quickly freeze things, have to faff around to get numbers to ring up to put blocks on each of them (3 different card providers).

Wowsers.

I'm probably running 50/50 with lost wallets that have been handed in intact vs. cash/oyster taken.

found her colleague

Dafuq, I would absolutely ruin the fucker's life.

I hate the ring door bell noise, on people's phones, usually followed by them loudly saying "leave it in the blue box please"

The "ring"(tm) der nir ner is the new Nokia tune. It can get in the sea.

Then big purchases will be made after that.

That shouldn't work. All spend over a certain amount, that varies by store and risk profile, are online authorised. Should also require a PIN too. But it's probably setup wrongly somewhere.

£100 tap n go now though (unless one has changed it).

I’ve always assumed that small payments are made in a few places to see if the card works and to see what chance there is of payments being noticed. Then big purchases will be made after that.

This is what organised crime does with online card fraud.

Food and day travelcards is what you tend to see with opportunistism.