Owning your own home

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rhowe in reply to @NurseHolliday

Worst case scenario, you're up to 2% worse off.

There's a pretty decent chance you'll be able to get a guaranteed savings return at a higher rate than your mortgage. It's already easy to get 1%

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NickCJ in reply to @rhowe

Worst case scenario, you're up to 2% worse off

Worst case scenario is you need to move house during the fixed rate period and pay an ERC of 5% or whatever because the lender's porting criteria have changed.

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