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There is also a point where insurers consider the work irrelevant - comparison sites aren’t nuanced enough but when I’ve spoken to insurers directly, I’ve been told that they’re not interested in historic work over X years (our house was underpinned late 80s). There remains an increased excess for subsidence (£1k) but the premium itself is not high.
Dramatic_Hammer
Ultimately with underpinned properties you want to be as confident as reasonably possible that
You need to balance your level of confidence with how much you like the house and how much money you are willing to pay.