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I'd be tempted to split it - some in something easily accessible and 'safe' - like premium bonds or that new Chase account, and the other part in a standard index tracker of your choosing.
That split determined by your appetite for risk.
Or just buy 10k worth of Bitcoin #yolo
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Or just buy 10k worth of Bitcoin #yolo
I know you're joking, but it's worth considering doing this with some of it... Set up an autobuy over a few months then forget about it. Some of my buys from 2020 are up +330% (and some from 2021 are down -50%...).
Where should someone look at sticking 10k if they may need access to it, but likely be happy to leave it alone for 3-5 years?
Currently it is in PBs but seems a "waste" as it is accruing roughly fuck all on a regular basis.