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Good point about timing of withdrawal.
And depositing, hadn't really thought of that.Obviously there is always risk, and time can (generally) minimise it, but I'll leave it until we decide what we are doing (potential house move, or extension is on the cards, so may need access to some or all with little notice)
Thanks for your input
DethBeard
Tenderloin
Depends on your attitude to risk, in that case - stocks and shares tracker probably but there’s a real risk you’ll decide you need it at a bad time.
Especially as this might be an awful time to put a big chunk of money into something stocks based - market has fallen, lots of negative indicators suggesting it might get worse.