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  • Used to be alright when the rate was higher than savings but that's not the case any more as a normal Chase savings account will give you 1.5% easy access

    As I said upthread the tax position is different so net net it may still be better to be in PBs.

  • Ah yeah, true. But you need to be earning £1000 in interest before you pay tax IIRC, i.e. £66k in cash at today's rates

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