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  • What is the current wait time between getting a mortgage in principle and the actual mortgage going through after an offer?

  • It will take a few days for the application to go through but the big delay at the moment is valuations as it’s really busy for surveyors/valuers at the moment, we waited 10 days for a valuation and that’s with santander being so busy they farmed out jobs to Town & Country, our buyer has just had a ‘desktop valuation’ probably due to not having somebody available (this is Barclays who have good rates so are snowed under).
    just getting an ordinary survey booked can take 2 weeks.

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