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  • The amount it costs to insure these things, at what point are you better off without insurance and just paying for a new bike?

  • Even then, there's still probably a point where you've 'bought the bikes again' with insurance payments.

    I'm more attached to my bikes for sentimental reasons as well, so if they're gone, buying a new bike with insurance money isn't going to replace what I've lost.

    I also have no garage. OMG my whole garage is gone!

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