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  • Still with that level of income that’s an wholly uncomfortable amount. Makes me glad ours is less than a third (though we don’t live in a 2m house).

  • Still with that level of income that’s an wholly uncomfortable amount.

    Sure, but not everything scales with income. If I got paid twice as much and moved house to somewhere with double the mortgage I'd have more money left at the end of the month than I do now. Mortgage costs double but, for example, my monthly supermarket bills doesn't automatically double.

    Years ago I got a 10% pay rise that more than quadrupled by disposable income, but that's because I was living quite close to the wire up to that point.

    It [a mortgage of a bigger house] is a problem I'm unlikely to ever have though.

  • I dunno when you’re earning that amount through salary as a couple you’ll have around £16-18k take home p/m depending on how much you stick in pension etc. it’s also likely that a % of that will be variable comp, might be guaranteed, might not. A lot of your expenditure will scale - if you’re paying 10k for mortgage, you’ll have all the trappings that go with it and they quickly stack up. I’d much rather have a mortgage a third of that and save the rest.
    Of course some people are really good at maintaining the same lifestyle as their salary scales but that doesn’t seem to be the context here

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