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  • I can sympathise, especially as there is always a bit of secrecy around money in the UK.

    From people I know, either...

    1. Get given a deposit by relatives, 5-6 figures
    2. Earn enough to save 5 figures each year
    3. Bought 10+ years ago
    4. Combo of all of the above.

    National average income is 27k, London average is 47k, so you'd both need to be on 50K and have a 50-100K deposit to get a small terrace house in zone 3+.

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