I think so yeah but there's always the chance I am not a PAYE with a growing salary for 30 years in which case I am giving up my cash for no reason. I think I have all the info I need to decide but it is a hard call. Cheers
there's always the chance I am not a PAYE with a growing salary
Isn't repayment based on overall income, not just PAYE?
As this is the investing thread though - you could head the inflation aspect of the loan repayment with an inflation swap.
Fuck knows where you buy one retail though.
an inflation swap. Fuck knows where you buy one retail though.
an inflation swap.
You can buy index-linked gilts but the issue is massive duration & sacrificing equity risk premium.
@NotThamesWater started
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I think so yeah but there's always the chance I am not a PAYE with a growing salary for 30 years in which case I am giving up my cash for no reason. I think I have all the info I need to decide but it is a hard call. Cheers