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  • Fees was the first thing I thought, but no, I checked, not part of the calculation

    tbf the money I had in vanguard in those funds has been there and like that over a year where as ii was invested last month, could be something to do with accumulation as you mentioned

    here is a comparison between the two

  • tbf the money I had in vanguard in those funds has been there and like that over a year where as ii was invested last month

    you have answered your own question. you are looking at completely different time periods

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