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  • Riddled with this; I have Vanguard Lifestrategy Equity 80% and 100% funds in two accounts; a Vanguard account and an ii account. The ones in Vanguard account gains like mad but ones in ii account are in negative?!

  • Any platform fees to take into account?
    Are you looking at returns over the same time period for each account? Or from when you bought in to each, which might have been at different times?

  • Fees was the first thing I thought, but no, I checked, not part of the calculation

    tbf the money I had in vanguard in those funds has been there and like that over a year where as ii was invested last month, could be something to do with accumulation as you mentioned

    here is a comparison between the two

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