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  • In what world it would be ok if anything needs to be stood in the accounts for 6 months minimum

    Sure, but to flip it around - who can acquire a house deposit from scratch in <6 months? For most it'll be the product of years of saving or easily tracked from a property sale...

  • who can acquire a house deposit from scratch in <6 months?

    Anyone with

    • investments
    • well performing crypto
    • rich parents
    • recently dead rich parents

    etc etc

  • Sure - the “6 months” stipulation is just a trigger for a request to provide additional paperwork to evidence source of funds from any of the above.

    I don’t seriously believe that the solicitor would expect you to clear out your brokerage account into cash 6 months pre-purchase.

  • Anyone with

    well performing crypto

    Never met anyone that has actually cashed out. Must be drug dealers.

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