Depends on your situation, usually it only covers some of the scenarios that could actually go wrong. We had it, then survey revealed some issues with the house we were not willing to overlook and the insurance was useless. We were still out of pocket for solicitor fees, insurance cost, survey...
The bloody Stow Brothers did not even bother asking the seller to offer a discount for a property with several plumbing and roofing issues... they couldn't care less! I guess there will be someone out there that wouldn't mind buying a sinking boat
Depends on your situation, usually it only covers some of the scenarios that could actually go wrong. We had it, then survey revealed some issues with the house we were not willing to overlook and the insurance was useless. We were still out of pocket for solicitor fees, insurance cost, survey...