5 year 2.77% or 2 year 2.43%?
Best possible 2yr fixed deal is around 1.75% currently (+1% on base).
Base interest rates are expected to rise to 2%, although some analysts are forecasting 3% as 'the new normal'.
So you're looking at between 3 and 4% fixed sometime in the future, I'd go with the 5 year option.
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5 year 2.77% or 2 year 2.43%?