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I had some regret about paying what we did to secure our house at the time, and it nibbled at me for a few months after we moved in (mainly every time something broke or fell off).
But a year on it doesn't really matter – it's a desirable area, there have been precisely zero comparable houses come to market. What I imagine we overpaid is less than the £££ (and, oh god, the stress) of having to live in rental for a year/indefinite period of time waiting for another acceptable property.
Assuming there's some wiggle in your numbers to cover it, securing the house is step 1, trying pin the value so you can live with yourself is step 2 imo (and only an issue if your offer is accepted, hah!)
6pt
TTM
Yep, all good advice. We went to town on all of that, including wanting to be nearer to my ageing mum. I have ties to the area having been born not far away, so thought mentioning all of that could help.
Anyway, we've probably massively over bid and they're pissing themselves right now.