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Tern GSD like others are borderline pricing themselves out of their own market.
Mid drives > hub motors.
Have seen quite a few 'Rad' brand bikes now and as a mechanic (a increasingly pessimistic one) been impressed with 'rad' brand bikes vs many of the others.
The actual frame, forks, bars, stem, hubs, etc parts of the bike are fine. Don't expect Phil Wood, but certainly in line or slightly better than you'd get on a £1000 genesis or whyte branded bike (and then add motor, batteries, unusual frame design costs more etc).
The bolt holes, threads and general 'fittings' on them is fine.
The negatives, yeah its a low powered hub drive bike, with a load on, don't expect it to go up hills well from a low speed. Thats their main weakness. Once going > 5 mph they work just fine, not as sophisticated experience as higher end bikes, but you know what, many folk are quite happy with a 7 year old peugeot hatchback. The batteries and their enclosure aren't the best, bit plasticy and fragile, getting spares in 3 years + time might be a challenge.
If you get that one, would budget for replacing mechanical disc brakes and their equally budget cabling that comes from factory (as is any <£2k bike seems to come with rust junk cables) with better levers (need the brake sensor type, Tektro and Magura do some very good ones for not a lot) and calipers, pref hydraulic and the overall experience will be better for sure.
Considering an e-cargo bike for my wife to get to work/preschool with the littlun (22mile round trip). The Tern GSD seems to be the top option (with price to match). Anyone used a Rad Wagon 4? https://radpowerbikes.eu/products/radwagon-electric-cargo-bike?variant=32262934790237 A third of the price, rear hub motor but ticks plenty of boxes. I read they need insurance.