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Depends what your risk tolerance is.
No-one knows what investments will do in the future.
Depends how expensive it is to get the money form elsewhere, vs. selling when investments are down.
Personally I would try to avoid selling in a downturn and keep the investments until they've rallied, unless doing so would mean taking out an expensive loan which would eat the expected profits anyway.
Drakien
Hello, please can I have some advice? I have some money with what was the CIS and now Royal London, half in a Sustainable Leader and half in a Corporate Bond (I am not sure if it is 'A', 'B' or whatever) the details are here:
https://www.morningstar.co.uk/uk/funds/snapshot/snapshot.aspx?id=F0GBR04E9O
https://www.hl.co.uk/funds/fund-discounts,-prices--and--factsheets/search-results/r/royal-london-corporate-bond-income-inclusive/charts
Both seem to be going down at the moment, no doubt due to global events. I have some expensive things coming up (like leaving my job) and am thinking of cashing out. I think if I got out now I would still have done OK but I could also really try and get the money from elsewhere and keep the money where it is and hope that in, say 5 years, there will be a better time. Any advice?