omg so I am not a callous old beast then? or we all are... thanks anyway will keep thinking on this.
You're not callous (to the best of of my knowledge), just so long as you're prepared to and capable of paying whatever is necessary for treatment.
Insurance is just licensed betting and the bookie always knows the odds better than you.
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omg so I am not a callous old beast then? or we all are... thanks anyway will keep thinking on this.