You are reading a single comment by @aggi and its replies.
Click here to read the full conversation.
aggi-
Nope, tried that too... it's all part of Klarna checkout now, even the PayPal part... as Klarna will collect data and build a credit profile anyway.
Basically Klarna is super dodgy stuff, building an entirely new credit database by seducing merchants with cheaper checkout, and customers with a catalogue style credit arrangement (pay over 4 years, this £4k machine is only £172 per month! * APR 20%), and in the meantime using non-credit customer transactions to flesh out the database more.
You probably didn't realise you entered your date of birth, because it's on their checkout near name and phone number (for delivery purposes only) and it's before payment method is chosen.
Velocio
They're using Klarna as the payment provider, Klarna is a credit agency and so even if you don't need credit they're basically getting permission to do a background check.