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Swift is not the crushing blow that some say it is.
Probably not to Putin himself, to my knowledge no one has managed to show significant evidence that he has offshore accounts. But it would hopefully hurt his inner circle. IIRC the Magnitsky act really did sting quite a few of them, kicking them out of SWIFT altogether would be like the Magnitsky x 10.
Yeah, there are no possible sanctions that Putin won't have planned for and be prepared to accept, at least temporarily. Swift is not the crushing blow that some say it is. He's been preparing for losing that for some time. De dollerosation is part of this plan and CIPS is ready and waiting for him
The only hope would be life becoming so hard for Russians that Putin can't stay in power but I somehow doubt that would happen.