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  • banks offer up to £75k guarantee for your deposits if they go bust, what other options does one have for cash / deposits that is completely safe, with global turmoil at the minute would hate to lose some cash because a bank defaults, very unlikely i know but want my bases covered. something that won't be affected by market swings

    do numerous bank accounts with one banks all have £75k protection or is it £75k per individual ?

  • total per bank

    Worth remembering that they roll up to the license holding entity - HBOS, Halifax, Bank of Scotland, Lloyds, TSB all come under the Lloyds TSB licence (or along those lines - you;d need to check the details).

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