Car Insurance

there's a few options:

1. You can specify a time and make sure you get the part-ex car there before the time, and don't leave in the new car before the time.

2. Ask them to add 1 day or half day temp cover for the new car so for that period, both cars are covered.

3. You can do it the other way round so on day of collection the insurance switches to the new car and the old car is added on as temp cover for a half day or full day.

4. Get the quote sorted in advance, have everything ready to go, then on the day ring up the insurance company after handover and make the switch "live".

Your insurance company will have done this many, many times before so they can talk you through your options.

I suggest phoning them at least 2 weeks in advance, their risk model takes the date of an action into account, they see people who leave things to the last minute (<2 weeks) as more risky.

You can see this for yourself if you do quotes online, set the start date of cover to > 2 weeks and see how the quote changes compared to start date as tomorrow or even today.

The same will be the case when making an adjustment to your policy.