My eldest celebrated becoming 18 by spending £150 on a tattoo
this is why I have tapered down contributions to children ISA dramatically, initially I thought before she turns 18 I could move money, turns out you cant, so now 95% of savings go into my ISA and 5% in kids's.
I can see the rationale for having junior ISAs to invest regular gifts and the like, fair enough.
My eldest celebrated becoming 18 by spending £150 on a tattoo; you never know what you might get with kids...