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onyerbike
I understand that when it comes to overpaying mortgages, the current logic is that your 1.xx % mortgage rate is way lower than a decent LifeStrategy return so its better to invest (from a purely financial point of view).
However most of the calculators seem to assume that my mortgage rate is going to stay at a record low rate past my 5 year fix which is not realistic. Are there any calculators out there that account for this?